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Form 14039 Oceanside California: What You Should Know

If you are the victim of identity theft, you are legally entitled to seek relief from the court, as the court has the power to stop the identity thief. Please do not give up. You may know it to be a hoax. Or, however unlikely or absurd this may sound, you may have been a victim of identity theft. It is the victim's right and responsibility to pursue justice against the person who committed the violation, and the court is one of the options for that purpose. If you are the victim of identity theft, you are legally entitled to seek relief from the court, as the court has the power to stop the identity thief. If you feel that the theft has already been committed, you may want to consult a law firm to discuss a possible lawsuit. If you want to pursue other options, contact the local police agency and file a report of the violation. DO NOT PAY A DAMAGE If you are the victim of a credit report fraud, and you paid an unauthorized bill, contact your credit reporting agency immediately to dispute the charge to your credit report. Many fraudulent charges to fraudulently report identity information may result in a negative impact on your credit record. Contact your credit reporting agency, which is also the first stop for any inquiry when someone tries to gain access to your credit. A scam victim can dispute fraud that a credit reporting agency considers to be unauthorized payments, such as charging for a service you have not requested. A credit report is one of the factors the bureau uses to determine whether a payment is unauthorized. You can dispute fraudulent charges on your credit report, which will lower your credit score. It will also delay a company's ability to open new accounts in your name on your credit reports for up to nine months. If you dispute a charge, it should be submitted electronically via a website called report errors with the company that conducted the unauthorized charges on your credit report -- not to your credit issuer, your bank, or anyone else. It is not necessary to submit a paper copy of the dispute when completing the dispute; however, it is important to verify the disputed charges using a free online dispute tool, such as report errors with the company that conducted the unauthorized payment. The person making the unauthorized payment will usually have a different name than the person with whom it is supposed to have been made. Make sure any written disputes you file are submitted electronically.

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