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How can medical identity theft occur Form: What You Should Know

What To Do If Someone Puts A Stolen Credit Card Onto Your Credit Card Account, And That Financial Institution Sends It To The Feds.

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Deborah ford had a totally clean record but after a thief stole her purse and used her insurance card to get prescription after prescription of opioid drugs a warrant was issued for her arrest at the time I was like a 59 year old lady never been arrested and all of a sudden all these charges on me consumer reports says medical identity theft can lead to all kinds of problems if a thief gets your medical identity he or she can use it to get expensive surgeries medical Goods like wheelchairs and cleaning up the bills and the charges can take years and really negatively affect your credit score according to the medical identity fraud Alliance once your medical record gets mixed with the criminals you can get the wrong diagnosis or the wrong treatment one of the best ways to protect yourself is to make sure you always have copies of your medical records that way if a thief adulterates them you can prove they've been altered also check your medical records at least once a year to make sure they are accurate read each benefit notice from your insurance company and call immediately if you see anything fishy and if you lose your health insurance card ask for a new ID number and a new card Debra Ford finally got her name cleared but it took five years and 1500 dollars in legal fees.

FAQ - How can medical identity theft occur

How common is identity theft?
Not as prevalent as the media would have you believe.While fraud has been on the increase for last two decades since criminals figured out that drug dealing and armed robbery will usually net them less money and longer prison sentences, most are still stealing peopleu2019s identities to commit criminal acts. Most of what is called u201cidentity theftu201d is actually just run-of-the-mill credit card fraud which has existed since credit cards were issued. True identity theft is actually very rare.The true horror stories about people becoming long-term impersonators of others, using their identities to drain pension funds and bank accounts, or even filing deeds and selling other peopleu2019s homes are very rare. Most people are aware enough of their finances and arenu2019t distracted by other things so that ID thieves can really harm them seriously. For now most of the damage that is down is to credit card companies and banks that have to write off losses due to fraud.Having said that, in the near future with improvements digital printing, with the increase of people using cloud storage for their personal information and as credit restrictions caused by the mortgage debacle lessen, identity fraud may truly become the dangerous crime that the media has been hyping it up to be.
What are good ways to protect yourself from identity theft?
Hi! There are many ways to prevent identity theft prevention. Of course, the first and foremost way would be to safeguard your private information like social security numbers, credit/debit card information, bank account details, etc. Sharing them via social media or e-mails is highly dubious as well as prone to theft. Try to share these kinds of details on call or in person.Another thing that is taking over the identity theft prevention milieu is performing KYC on a person before you begin dealing with them. There are many e-KYC softwares available today. The hottest one on the market now-a-days is Shufti Pro (Quick & Secure Digital Verification in Real Time - Shufti Pro).Shufti Pro performs quick, real-time digital identity verification for you and checks the authenticity of your customer and their legal documents. If they are not a fraud, then you can continue to perform business with them. Shufti Pro is cost and time effective and 99% accurate. Iu2019m sure that you wonu2019t be disappointed if you choose Shufti Pro! Do check out their link for more information. :)(Disclaimer: I'm an employee at Shufti Pro and hence, closely familiar with its workings. I highly recommend the app, not because of my affiliation with it, but because of its accuracy, efficiency and prowess.)
My ID and computer were stolen out of my car. How can I prevent identity theft?
You canu2019t.If someone is planning on using your identity for theft, there is nothing that you can do to prevent it.You can, however, mitigate it by taking several steps:File a police report - In the report, detail all of the items which were taken, no matter how insignificant that you think that they are.Contact all of your credit issuers and your bank and have your cards cancelled - The sooner that you do this, the better. Credit card companies legally can only hold you responsible for the first $50 in charges (almost all of them waive the charges) and your bank has to replace any fraudulent withdrawals made from your account as long as you report the theft within 60 days.Place a fraud alert on your credit reports - This will be a huge pain in the ass for as long as you have it on them, but it will prevent people from easily receiving credit using your identity.Contact the local library if you have a card and tell them that you have lost your card - Many people forget this and itu2019s a bad idea to do so because A) A crook can check numerous new and expensive books and videos on your account and sell them. B) The crook can have the library give them a copy of the form that you completed to obtain your card. That document has personal information on it which may not have been in your wallet.Check your driving record with your state licensing agency - The crook may attempt to pass himself off as you during traffic stops and that could lead to your being fined or arrested for outstanding traffic violations. Also, you might wish to check to see if any titles were issued to you for any vehicles that you may own or not own as crooks can use your ID to get a new title for your vehicle and either get a loan against it or steal it later and then sell it.Contact your medical insurer - A crook can use your medical insurance card to charge healthcare and dental work and to obtain prescription medicines (especially painkillers) to sell.Check your cell provider and see if additional phones or mobile devices have been issued in your name - A crook could obtain numerous new phones on your account and then sell them at a profit. Or use them until they are caught.Check your stateu2019s corporation bureau/Secretary of State - A crook (or whoever he sells your identity papers to) could start a business using your information. This could put you tens of thousands of dollars in debt (or more) and result in numerous agencies looking for you (actually, the crook pretending to be you) for a wide variety charges.Keep a copy of your police report with you at all times - While the police have grown used to ID fraud, some may still detain or arrest you if you are pulled over. Having a copy of the report will make things far less difficult if you are stopped or detained.Expect the unexpected - There many ways that your ID can be misused by a skilled ID thief. From buying aircraft and boats on your credit, to purchasing firearms, to obtaining Internet service in your name and then using it for fraud or for downloading child pornography, if your identity is indeed compromised, you should ready for whatever might happen.Good Luck.
What do you know about medical identity theft and how can it affect you?
The danger is that they will use your information to get medical help. If you have insurance an identity thief will exhaust your yearly benefits and leave nothing for you for when you need it. If you are low income and qualify for government Medicare, they can steal your benefits and leave the victim without medical help. In some cases a different blood type was registered for a blood transfusion. When the victim goes to use the medical service and needs blood for some reason or another...the wrong blood type on record will cause death to the patient. It happened to a 50 year old in DC. He died because someone used his medical information and they changed the blood type on file. The victim of identity theft went in for an emergency and the different blood type of the identity thief that was on file was used. The victim died 30 minutes later. The investigation revealed he was a victim of identity theft and the criminal had received services in another state.
What can I do to charge my wife with identity theft, and how can I find out what she's been doing?
Oh Geez, Paul. Iu2019m assuming you donu2019t talk to your wife much, as this seems to be a pressing and very private, urgent matter to discuss with her, and not discuss with all of e-us (up to 7 billion online users and me reading this)! What has happened that makes you believe your wife has done this? Why donu2019t you ask her about this? If you canu2019t trust her, then perhaps hire a private investigator to review her whereabouts, but in even advising that, I find that to be a pathetic suggestion for you, in that if youu2019re married, then you need to talk to her - at once! And if you canu2019t do that, then why the heck are you married? I wish you luck, Paul. Let us know what happens!
How are you protecting yourself from identity theft?
Identity theft is a very serious offense that can ruin your finances and credit scores. The effects of identity theft are so devastating that it is difficult to compensate for the loss.Here are some steps that help you prevent identity theft:Create strong passwords u2023 Create strong passwords using random combinations of letters, numbers, symbols or special characters. Make sure you create different passwords for different accounts. If needed, you can change them also from time to time.Shred your sensitive documents u2023 Never toss your sensitive information like your bank details or receipts in the trash. Always dispose it properly using a cross-cut shredder or shredding service.Always check and monitor your credit reports u2023 Ensure that your check your credit reports occasionally. You can request one free credit report every four months and review it to scan for any incorrect information.Protect your Social Security number u2023 Do not share your personal login credentials with any one at any cost. Never keep your social security numbers in purse or wallets.Be cautious when using social media u2023 Be smart when updating your personal information like your birthdays, addresses or contact details. Make sure you strengthen your privacy settings. Also, be careful when accepting friend requests or connectionsKeep your phones safe u2023 Make sure you secure your phone by keeping screen locks or put passwords, disable Bluetooth when not using it and be careful while downloading any free software version.Learn how to detect phishing frauds u2023 Do not open any unsolicited email attachments, embedded links, SMS or answer any phone call asking to reveal your personal information.Review and monitor your financial statements u2023 If you find any suspicious activity in your bank or credit card accounts, report it to your respective bank immediately.Secure your mails u2023 Swipe off unknown mails to prevent identity theft. Using a locked mailbox or P.O. Box is a good idea
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